What does living the American Dream mean to you? To most people perhaps, it means having a white-picket fence house, driving an SUV, getting married at 20 and having 2 or 3 kids. I remember when we apply for a housing loan last year, the loan manager asked us what properties did we own. She started asking if we have a boat, RV, motorbike and the like, to which we replied “None” to everything, lol! Then she said “Not living the American Dream?” Well, if that’s the norm for the American Dream, then we probably aren’t, but at least we’re not indebted up to our eyeballs, lol! That to me is living the American nightmare, lol! Sadly, a lot of people are in this situation. But that’s not the end of the world for them I guess. Because here in the US, you can avail the service of free bankruptcy lawyers. Now that’s probably not the wisest route to take but if you think you’d be better off filing a bankruptcy, then make sure you know the game and hire a lawyer.