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Wednesday, April 22, 2009

A necessary evil?

Like so many other Filipinas, I did not know how to drive until I move to the U.S. There’s so much public transportation in the Philippines that you would not really feel the need to learn how to drive. The idea of driving my own red air-conditioned car, and not having to wait in queue with other passengers to get a jeepney ride excite me. I thought that’s all there is in driving. Little did I know that driving here in the U.S. entails financial responsibility. There’s the monthly payment, property tax, vehicle registration and full-coverage car insurance. Dealing with insurance can be stressful and confusing, let alone finding the right one for you. As a newbie, I am very careful with my driving as I know this could affect our insurance policy. A driving record that is loaded with offenses, young drivers under the age of 25 or first time drivers, policyholders charged with a DUI/DWI or multiple violations on their driving record which are often referred to as “bad drivers commonly fall under the classification of car insurance for high risk drivers. They say it’s a necessary evil but if you shop around, you might be able to find cheap auto insurance policy online even if you are a high risk driver.

1 replies:

eleni said...

It is too difficult to find cheap and good insurance at the same time those days.

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